Rent To Own Trailers

Rent to Own Trailers

Get the trailer you need now and own it on your schedule. No credit check rent to own on standard trailers with 15% down for buyers in 21 states (UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI); specialty builds take 20% down for buyers in TX, LA, MS, AL, GA, TN and FL. Choose a 24, 36 or 48 month term, and every payment builds toward ownership. Rent to own is available on trailers up to about $25,000; ask about higher-priced builds.

Purple tandem-axle concession trailer with a service window, side door and rooftop air conditioner, parked under a metal carport

Can You Rent to Own a Trailer with No Credit Check?

Yes, in 21 states. Standard trailers rent to own with no credit check and 15% down for buyers in UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI. Food and specialty builds take 20% down for buyers in TX, LA, MS, AL, GA, TN or FL, and pre-owned trailers take 20% down, on trailers up to about $25,000. Choose a 24, 36 or 48 month term.

Updated October 2026 · A&A Center Trailers, Jonesboro, GA · since 1973, 70,000+ trailers sold

How Rent to Own Works

  1. Pick your trailer. Shop in-stock trailers on our Jonesboro lot or design a custom build with us. Rent to own works on both, on trailers up to about $25,000.
  2. Get pre-approved online. It takes a few minutes, and there's no credit check for buyers in the qualifying states (21 states for standard trailers, 7 for specialty builds).
  3. Make your down payment. 15% on standard trailers like enclosed, utility, dump, equipment and car haulers (buyers in the 21 states above); 20% on food, concession and other specialty builds (buyers in the 7 states above); 20% on pre-owned trailers. On a $10,000 enclosed trailer, 15% down is $1,500.
  4. Choose 24, 36 or 48 months. Every on-time payment builds equity toward ownership.
  5. Hook up and go. Pay it off early and save with the early-payoff discount, or keep going to the end of your term and it's yours. If your plans change, you can surrender the trailer with no impact on your credit.

Ready? Get pre-approved or call (770) 603-8511.

Rent to Own Enclosed Trailers

Enclosed cargo trailers are the workhorse of the program: contractors hauling tools, landscapers locking up equipment overnight, movers, motorcycle and ATV owners, and small businesses that need a rolling storeroom. Rent to own an enclosed trailer with 15% down and no credit check in 21 states, and keep your cash for the job. We keep enclosed trailers in stock on our Jonesboro lot, so an in-stock trailer can go home as soon as your paperwork is done.

See every unit in stock →

Rent to Own Utility Trailers

Open utility and landscape trailers are the quickest way to add hauling capacity: mowers, lumber, ATVs, brush and job-site materials. Utility trailers are standard trailers, so rent to own starts at 15% down with no credit check in 21 states, and the smaller price tag keeps both the down payment and the monthly payment friendly. Need more deck? Equipment trailers and car haulers rent to own on the same 15% down terms.

Rent to Own Dump Trailers

A dump trailer opens up new kinds of work: hauling gravel and mulch, clean-outs, demolition debris and landscape work. With rent to own you can put it to work now with 15% down and no credit check in 21 states and a 24, 36 or 48 month term, then pay it off early with the early-payoff discount once the work picks up. Rent to own is available on trailers up to about $25,000; ask about higher-priced dump trailers.

Rent to Own Car Hauler Trailers

Car haulers are standard trailers, so rent to own takes 15% down with no credit check for buyers in 21 states: UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI. Haul project cars, auction buys, side-by-sides or a work truck, and pay over 24, 36 or 48 months, on trailers up to about $25,000. Check the open car haulers in stock on our Jonesboro lot, or see enclosed car trailers if you want your vehicle covered.

Rent to Own Equipment Trailers

Equipment trailers for skid steers, mini excavators, tractors and scissor lifts rent to own on the same standard terms: 15% down and no credit check for buyers in the 21 states above, with a 24, 36 or 48 month term, on trailers up to about $25,000. Put the trailer to work now and pay it off early with the early-payoff discount.

Rent to Own Race Trailers

Race trailers rent to own on the same terms as our standard trailers: 15% down and no credit check for buyers in 21 states: UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI. Pick an enclosed race trailer from our lot, pay over 24, 36 or 48 months on trailers up to about $25,000 (ask about higher-priced builds), and pay it off early with the early-payoff discount. Hauling a car? See enclosed car trailers, or race car trailers for finished race builds.

Rent to Own Pre-Owned Trailers

Used trailers rent to own too, with 20% down. Browse our pre-owned trailers, pick the one you like and call or text us for the terms on that unit.

Rent to Own Food, Concession and Specialty Trailers

This is where rent to own opens doors for new businesses. Food and concession trailers, BBQ rigs, barbershops, dog grooming trailers, mobile boutiques, video game trailers, mobile offices, fiber optic trailers and other specialty builds rent to own with 20% down for buyers who live in GA, FL, AL, TN, MS, LA or TX, on custom builds and in-stock units up to about $25,000. No credit check rent to own for buyers in TX, LA, MS, AL, GA, TN and FL. Equipment installed on the trailer, like sinks, a hood, refrigeration or a barber chair, can be included in your contract. Custom builds can be ready as fast as 2 weeks; most take about 4 (boutiques about 6).

Barbershop trailer interior with a gold and black barber chair, a gray waiting sofa, white cabinets and a marble-look floor

Who Can Rent to Own

  • Standard trailers (enclosed, utility, dump, equipment, car haulers and race trailers): 15% down, no credit check, for buyers who live in Utah · Colorado · Arizona · Texas · Oklahoma · Kansas · Missouri · Arkansas · Louisiana · Mississippi · Alabama · Georgia · Florida · South Carolina · North Carolina · Tennessee · Kentucky · Virginia · Pennsylvania · Illinois · Michigan.
  • Food, concession and specialty builds: 20% down, for buyers who live in Texas · Louisiana · Mississippi · Alabama · Georgia · Tennessee · Florida.
  • Pre-owned trailers: rent to own with 20% down. Browse our pre-owned trailers and ask us about the one you like.

No credit check applies to rent to own in the states listed for each tier. Not sure if your state qualifies? Call or text us and we'll tell you in a minute.

Bring:

  • Proof you're 21 or older and a valid U.S. driver's license (no temporary licenses)
  • Current insurance in your name on the vehicle that will tow the trailer (a business policy works with a certificate or binder that lists your name)
  • Two proofs of residency (your license and insurance usually cover it; otherwise a recent phone bill, bank statement or pay stub)

Building a specialty trailer from another state? ClickLease is available in all 50 states, with a soft-pull pre-approval and a low amount due at signing (just a doc fee, under $500). We also offer traditional trailer financing. Apply with ClickLease or see trailer financing for every option side by side.

Rent to Own at a Glance

Standard trailersFood & specialty builds
ExamplesEnclosed, utility, dump, equipment, car hauler, race trailersConcession, BBQ, barber, grooming, boutique, game, mobile office, fiber optic
Where21 states: UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MIBuyers who live in GA, FL, AL, TN, MS, LA or TX
Down payment15%20%
Terms24, 36 or 48 months24, 36 or 48 months
Price rangeUp to about $25,000; ask about higher-priced buildsUp to about $25,000; ask about higher-priced builds
Credit checkNo credit check (buyers in those 21 states)No credit check (buyers in the 7 states)
Pay off earlyYes, with a discountYes, with a discount
Change of plansSurrender, no credit impactSurrender, no credit impact

Pick your trailer, then get pre-approved or call (770) 603-8511.

Rent to Own Trailers Near Atlanta

Looking for rent to own trailers near you? Our lot is at 8834 Tara Blvd in Jonesboro, GA, just south of Atlanta, open Monday to Friday 9 AM to 5 PM and Saturday 9 AM to 4 PM. Walk the enclosed, utility, dump, car hauler and equipment trailers in stock, then take yours home once your paperwork is done, or ask us about delivery options.

Why Rent to Own with A&A Center Trailers

  • In business since 1973 at 8834 Tara Blvd in Jonesboro, GA, just south of Atlanta, with 70,000+ trailers sold.
  • A big in-stock lot. Walk enclosed, utility, dump and specialty trailers before you sign, Mon to Fri 9 to 5 and Sat 9 to 4.
  • Custom builds with a live 3D design session. On custom builds, your deposit unlocks a video call with our in-house CAD designer.
  • Our own service and parts shop for brakes, axles, wiring and upgrades after the sale (trailer repair, parts).
  • Pickup or delivery. Pick up at our Jonesboro lot, or ask us about delivery options. See trailer delivery.

Frequently Asked Questions

Do you check credit for rent to own?

No. Rent to own has no credit check: standard trailers (including race trailers) for buyers in 21 states (UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI), food and specialty builds for buyers in TX, LA, MS, AL, GA, TN and FL. Approval is based on the requirements above (age, license, insurance and residency).

How much do I need down?

15% on standard trailers like enclosed, utility, dump, equipment, car haulers and race trailers (21 states), and 20% on food, concession and specialty builds (buyers in the 7 states). For example, 15% down on a $6,000 utility trailer is $900.

Which states qualify?

Standard trailers (enclosed, utility, dump, equipment, car hauler and race trailers) rent to own with 15% down and no credit check for buyers in UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI. Food, concession and specialty builds rent to own with 20% down for buyers who live in Texas, Louisiana, Mississippi, Alabama, Georgia, Tennessee or Florida. For a specialty build anywhere else, ClickLease is available in all 50 states with a soft-pull pre-approval; see financing. We also offer traditional trailer financing.

Can I rent to own a car hauler or equipment trailer?

Yes. Car haulers and equipment trailers are standard trailers: 15% down and no credit check for buyers in UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI, with a 24, 36 or 48 month term.

Is there a price limit?

Rent to own is available on trailers up to about $25,000. Ask about higher-priced builds.

What terms can I choose?

24, 36 or 48 months.

Can I pay it off early?

Yes, and you save. Early payoff comes with a discount, so you don't pay the full rental contract amount. Call us for a payoff quote.

What if my plans change?

You can surrender the trailer and walk away, with no impact on your credit.

Can I rent to own a custom build?

Yes. Rent to own works on custom builds and in-stock trailers, and equipment installed on the trailer can be included.

Can I rent to own a used trailer?

Yes. Rent to own is available on pre-owned trailers with 20% down. Browse our pre-owned inventory and ask us about the unit you like.

EnclosedUtilityDumpFood & concessionPre-ownedAll in-stock

Ready to start? Get pre-approved online, call (770) 603-8511, or text (404) 383-8194. Or shop all in-stock trailers.