Rent To Own Trailers

Rent to Own Trailers

Get the trailer you need now and own it on your schedule. No credit check rent to own on standard trailers with 15% down for buyers in 21 states (UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI); used and specialty trailers take 20% down for buyers in NC, GA, FL, AL, TN, MS, LA and TX. Choose a 24, 36 or 48 month term, and every payment builds toward ownership. Hometowne approvals go up to $12,000; trailers priced above that need a larger down payment.

Purple tandem-axle concession trailer with a service window, side door and rooftop air conditioner, parked under a metal carport

Can You Rent to Own a Trailer with No Credit Check?

Yes, in 21 states. Standard trailers rent to own with no credit check and 15% down for buyers in UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI. Used, pre-owned, food and specialty trailers take 20% down for buyers in NC, GA, FL, AL, TN, MS, LA or TX. Hometowne approvals go up to $12,000; trailers priced above that need a larger down payment. Choose a 24, 36 or 48 month term.

Updated October 2026 · A&A Center Trailers, Jonesboro, GA · since 1973, 70,000+ trailers sold

How Rent to Own Works

  1. Pick your trailer. Shop in-stock trailers on our Jonesboro lot or design a custom build with us. Rent to own works on both.
  2. Get pre-approved online. It takes a few minutes, and there's no credit check for buyers in the qualifying states (21 states for new standard and race trailers, 8 for used and specialty trailers).
  3. Make your down payment. 15% on new standard trailers like enclosed, utility, dump, equipment and car haulers, and on new race trailers (buyers in the 21 states above); 20% on used and pre-owned trailers and on food, concession and other specialty builds (buyers in the 8 states above). On a $10,000 enclosed trailer, 15% down is $1,500. Hometowne approvals go up to $12,000; trailers priced above that need a larger down payment.
  4. Choose 24, 36 or 48 months. Every on-time payment builds equity toward ownership.
  5. Hook up and go. Pay it off early and save with the early-payoff discount, or keep going to the end of your term and it's yours. If your plans change, you can surrender the trailer with no impact on your credit.

Ready? Apply for rent to own: new regular or race trailer, 15% down or used or specialty trailer, 20% down, or call (770) 603-8511.

Rent to Own Enclosed Trailers

Enclosed cargo trailers are the workhorse of the program: contractors hauling tools, landscapers locking up equipment overnight, movers, motorcycle and ATV owners, and small businesses that need a rolling storeroom. Rent to own an enclosed trailer with 15% down and no credit check in 21 states, and keep your cash for the job. We keep enclosed trailers in stock on our Jonesboro lot, so an in-stock trailer can go home as soon as your paperwork is done.

See every unit in stock →

Rent to Own Utility Trailers

Open utility and landscape trailers are the quickest way to add hauling capacity: mowers, lumber, ATVs, brush and job-site materials. Utility trailers are standard trailers, so rent to own starts at 15% down with no credit check in 21 states, and the smaller price tag keeps both the down payment and the monthly payment friendly. Need more deck? Equipment trailers and car haulers rent to own on the same 15% down terms.

Rent to Own Dump Trailers

A dump trailer opens up new kinds of work: hauling gravel and mulch, clean-outs, demolition debris and landscape work. With rent to own you can put it to work now with 15% down and no credit check in 21 states and a 24, 36 or 48 month term, then pay it off early with the early-payoff discount once the work picks up. Hometowne approvals go up to $12,000; trailers priced above that need a larger down payment.

Rent to Own Car Hauler Trailers

Car haulers are standard trailers, so rent to own takes 15% down with no credit check for buyers in 21 states: UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI. Haul project cars, auction buys, side-by-sides or a work truck, and pay over 24, 36 or 48 months. Hometowne approvals go up to $12,000; trailers priced above that need a larger down payment. Check the open car haulers in stock on our Jonesboro lot, or see enclosed car trailers if you want your vehicle covered.

Rent to Own Equipment Trailers

Equipment trailers for skid steers, mini excavators, tractors and scissor lifts rent to own on the same standard terms: 15% down and no credit check for buyers in the 21 states above, with a 24, 36 or 48 month term. Hometowne approvals go up to $12,000; trailers priced above that need a larger down payment. Put the trailer to work now and pay it off early with the early-payoff discount.

Rent to Own Race Trailers

Race trailers rent to own on the same terms as our standard trailers: 15% down and no credit check for buyers in 21 states: UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI. Pick an enclosed race trailer from our lot, pay over 24, 36 or 48 months, and pay it off early with the early-payoff discount. Hometowne approvals go up to $12,000; trailers priced above that need a larger down payment. Hauling a car? See enclosed car trailers, or race car trailers for finished race builds.

Rent to Own Pre-Owned Trailers

Used trailers of every type (including used enclosed and race trailers) rent to own with 20% down for buyers who live in NC, GA, FL, AL, TN, MS, LA and TX. Browse our pre-owned trailers, pick the one you like and call or text us for the terms on that unit.

Rent to Own Food, Concession and Specialty Trailers

This is where rent to own opens doors for new businesses. Food and concession trailers, BBQ rigs, barbershops, dog grooming trailers, mobile boutiques, video game trailers, mobile offices, fiber optic trailers and other specialty builds rent to own with 20% down for buyers who live in NC, GA, FL, AL, TN, MS, LA or TX, on custom builds and in-stock units up to about $25,000 (ask about higher-priced builds). No credit check rent to own for buyers in NC, GA, FL, AL, TN, MS, LA and TX. Equipment installed on the trailer, like sinks, a hood, refrigeration or a barber chair, can be included in your contract. Custom builds can be ready as fast as 2 weeks; most take about 4 (boutiques about 6).

Barbershop trailer interior with a gold and black barber chair, a gray waiting sofa, white cabinets and a marble-look floor

Who Can Rent to Own

  • New standard trailers (enclosed, utility, dump, equipment, car haulers) and new race trailers: 15% down, no credit check, for buyers who live in Utah · Colorado · Arizona · Texas · Oklahoma · Kansas · Missouri · Arkansas · Louisiana · Mississippi · Alabama · Georgia · Florida · South Carolina · North Carolina · Tennessee · Kentucky · Virginia · Pennsylvania · Illinois · Michigan. Hometowne approvals go up to $12,000; trailers priced above that need a larger down payment.
  • Used trailers (any type) and food, concession and specialty builds: 20% down, no credit check, for buyers who live in North Carolina · Georgia · Florida · Alabama · Tennessee · Mississippi · Louisiana · Texas.
  • Pre-owned trailers: same as specialty: 20% down for buyers in NC, GA, FL, AL, TN, MS, LA and TX. Browse our pre-owned trailers and ask us about the one you like.

No credit check applies to rent to own in the states listed for each tier. Not sure if your state qualifies? Call or text us and we'll tell you in a minute.

Bring:

  • Proof you're 21 or older and a valid U.S. driver's license (no temporary licenses)
  • Current insurance in your name on the vehicle that will tow the trailer (a business policy works with a certificate or binder that lists your name)
  • Two proofs of residency (your license and insurance usually cover it; otherwise a recent phone bill, bank statement or pay stub)

Building a specialty trailer from another state? ClickLease is available in all 50 states, with a soft-pull pre-approval and a low amount due at signing (just a doc fee, under $500). We also offer traditional trailer financing. Apply with ClickLease or see trailer financing for every option side by side.

Rent to Own at a Glance

New standard and race trailersUsed and specialty trailers
ExamplesNew enclosed, utility, dump, equipment, car hauler and race trailersAny used trailer; concession, BBQ, barber, grooming, boutique, game, mobile office, fiber optic, roadside service
Where21 states: UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MIBuyers who live in NC, GA, FL, AL, TN, MS, LA or TX
Down payment15%20%
Terms24, 36 or 48 months24, 36 or 48 months
Price rangeApprovals up to $12,000; trailers priced above that need a larger down paymentUp to about $25,000; ask about higher-priced builds
Credit checkNo credit check (buyers in those 21 states)No credit check (buyers in the 8 states)
Pay off earlyYes, with a discountYes, with a discount
Change of plansSurrender, no credit impactSurrender, no credit impact

Pick your trailer, then apply: new regular or race trailer, 15% down or used or specialty trailer, 20% down, or call (770) 603-8511.

Rent to Own Trailers Near Atlanta

Looking for rent to own trailers near you? Our lot is at 8834 Tara Blvd in Jonesboro, GA, just south of Atlanta, open Monday to Friday 9 AM to 5 PM and Saturday 9 AM to 4 PM. Walk the enclosed, utility, dump, car hauler and equipment trailers in stock, then take yours home once your paperwork is done, or ask us about delivery options.

Why Rent to Own with A&A Center Trailers

  • In business since 1973 at 8834 Tara Blvd in Jonesboro, GA, just south of Atlanta, with 70,000+ trailers sold.
  • An in-stock lot. Walk enclosed, utility, dump and specialty trailers before you sign, Mon to Fri 9 to 5 and Sat 9 to 4.
  • Custom builds with a live 3D design session. On custom builds, your deposit unlocks a video call with our in-house CAD designer.
  • Our own service and parts shop for brakes, axles, wiring and upgrades after the sale (trailer repair, parts).
  • Pickup or delivery. Pick up at our Jonesboro lot, or ask us about delivery options. See trailer delivery.

Frequently Asked Questions

Do you check credit for rent to own?

No. Rent to own has no credit check: new standard and race trailers for buyers in 21 states (UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI), used and specialty trailers for buyers in NC, GA, FL, AL, TN, MS, LA and TX. Approval is based on the requirements above (age, license, insurance and residency).

How much do I need down?

15% on new standard trailers like enclosed, utility, dump, equipment and car haulers, and on new race trailers (21 states), and 20% on used trailers and on food, concession and specialty builds (buyers in the 8 states). For example, 15% down on a $6,000 utility trailer is $900.

Which states qualify?

New standard trailers (enclosed, utility, dump, equipment, car hauler) and new race trailers rent to own with 15% down and no credit check for buyers in UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI. Used trailers and food, concession and specialty builds rent to own with 20% down for buyers who live in North Carolina, Georgia, Florida, Alabama, Tennessee, Mississippi, Louisiana or Texas. For a specialty build anywhere else, ClickLease is available in all 50 states with a soft-pull pre-approval; see financing. We also offer traditional trailer financing.

Can I rent to own a car hauler or equipment trailer?

Yes. New car haulers and equipment trailers are standard trailers: 15% down and no credit check for buyers in UT, CO, AZ, TX, OK, KS, MO, AR, LA, MS, AL, GA, FL, SC, NC, TN, KY, VA, PA, IL and MI, with a 24, 36 or 48 month term.

Is there a price limit?

On new standard and race trailers, Hometowne approvals go up to $12,000; trailers priced above that need a larger down payment. On used and specialty trailers, rent to own is available up to about $25,000; ask about higher-priced builds.

What terms can I choose?

24, 36 or 48 months.

Can I pay it off early?

Yes, and you save. Early payoff comes with a discount, so you don't pay the full rental contract amount. Call us for a payoff quote.

What if my plans change?

You can surrender the trailer and walk away, with no impact on your credit.

Can I rent to own a custom build?

Yes. Rent to own works on custom builds and in-stock trailers, and equipment installed on the trailer can be included.

Can I rent to own a used trailer?

Yes. Used and pre-owned trailers of every type rent to own with 20% down for buyers in NC, GA, FL, AL, TN, MS, LA and TX. Browse our pre-owned inventory and ask us about the unit you like.

EnclosedUtilityDumpFood & concessionPre-ownedAll in-stock

Ready to start? Apply online: new regular or race trailer, 15% down or used or specialty trailer, 20% down. Or call (770) 603-8511, or text (404) 383-8194. Or shop all in-stock trailers.